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HDFC Bank

GHALL KHURD BRANCH

+919815331111

IFSC CODE
HDFC0003452
MICR Code 152240009
Branch Code 003452
City / District GHALL KHURD
State PUNJAB
Office Address BUILDING OPP. GOVT. SCHOOL, VPO GHALL KHURD, FEROZPUR PUNJAB 142052
Phone +919815331111
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Understanding IFSC Code: The Digital DNA of HDFC Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GHALL KHURD branch of HDFC Bank, the code HDFC0003452 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the HDFC0003452 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"HDFC" represents HDFC Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GHALL KHURD

Payment Systems Supported by HDFC0003452

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—152240009—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The HDFC Bank in GHALL KHURD typically follows the RBI holiday calendar. Digital transfers via HDFC0003452 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While HDFC0003452 is the valid code for GHALL KHURD at GHALL KHURD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • GHALL KHURD Contact
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  • • PUNJAB Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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