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HDFC Bank

KAKODA BRANCH

+919996243333

IFSC CODE
HDFC0003441
MICR Code 132240013
Branch Code 003441
City / District ISRANA
State HARYANA
Office Address VIL-KAKODA, MAIN PUGTHALA BUS STAND TEHSIL-ISRANA, DIST-PANIPAT, KAKODA HARYANA 132107
Phone +919996243333
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of HDFC Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KAKODA branch of HDFC Bank, the code HDFC0003441 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the HDFC0003441 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"HDFC" represents HDFC Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KAKODA

Payment Systems Supported by HDFC0003441

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—132240013—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The HDFC Bank in ISRANA typically follows the RBI holiday calendar. Digital transfers via HDFC0003441 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While HDFC0003441 is the valid code for KAKODA at ISRANA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • KAKODA Contact
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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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