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HDFC Bank

SHADMAN COMPLEX - SHOPIAN BRANCH

+918001804333

IFSC CODE
HDFC0002594
MICR Code 192240201
Branch Code 002594
City / District SHOPIAN
State JAMMU AND KASHMIR
Office Address HDFC BANK LTD., NR TAK MASJID, SHADMAN COMPLEX, SHOPIAN DIST. J AND K SHOPIAN JAMMU AND KASHMIR 192303
Phone +918001804333
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of HDFC Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SHADMAN COMPLEX - SHOPIAN branch of HDFC Bank, the code HDFC0002594 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the HDFC0002594 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"HDFC" represents HDFC Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SHADMAN COMPLEX - SHOPIAN

Payment Systems Supported by HDFC0002594

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—192240201—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The HDFC Bank in SHOPIAN typically follows the RBI holiday calendar. Digital transfers via HDFC0002594 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While HDFC0002594 is the valid code for SHADMAN COMPLEX - SHOPIAN at SHOPIAN, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • HDFC Bank Branch List
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Financial Tools

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Branch Context

  • • SHADMAN COMPLEX - SHOPIAN Contact
  • • Address of HDFC Bank
  • • MICR Code Finder
  • • JAMMU AND KASHMIR Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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