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HDFC Bank

FORBESGANJ BRANCH

+918602666161

IFSC CODE
HDFC0002171
MICR Code 854240302
Branch Code 002171
City / District FORBESGANJ
State BIHAR
Office Address HDFC BANK LTD NETAJI MARKET SUBHASH CHOWNK FORBESGANJ BIHAR
Phone +918602666161
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of HDFC Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the FORBESGANJ branch of HDFC Bank, the code HDFC0002171 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the HDFC0002171 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"HDFC" represents HDFC Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for FORBESGANJ

Payment Systems Supported by HDFC0002171

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—854240302—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The HDFC Bank in FORBESGANJ typically follows the RBI holiday calendar. Digital transfers via HDFC0002171 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While HDFC0002171 is the valid code for FORBESGANJ at FORBESGANJ, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • HDFC Bank Branch List
  • • FORBESGANJ IFSC Codes
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Financial Tools

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Branch Context

  • • FORBESGANJ Contact
  • • Address of HDFC Bank
  • • MICR Code Finder
  • • BIHAR Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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