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HDFC Bank

SREEDHARI BUILDINGS KAVALA KURICHITHANAM BRANCH

+919895663333

IFSC CODE
HDFC0001501
MICR Code 686240802
Branch Code 001501
City / District KURICHITHANAM
State KERALA
Office Address 1ST FLOORSREEDHARI BUILDINGSKAVALA
Phone +919895663333
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Understanding IFSC Code: The Digital DNA of HDFC Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SREEDHARI BUILDINGS KAVALA KURICHITHANAM branch of HDFC Bank, the code HDFC0001501 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the HDFC0001501 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"HDFC" represents HDFC Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SREEDHARI BUILDINGS KAVALA KURICHITHANAM

Payment Systems Supported by HDFC0001501

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—686240802—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The HDFC Bank in KURICHITHANAM typically follows the RBI holiday calendar. Digital transfers via HDFC0001501 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While HDFC0001501 is the valid code for SREEDHARI BUILDINGS KAVALA KURICHITHANAM at KURICHITHANAM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • SREEDHARI BUILDINGS KAVALA KURICHITHANAM Contact
  • • Address of HDFC Bank
  • • MICR Code Finder
  • • KERALA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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