HDFC Bank
SECTOR XVI PANCHKULA BRANCH
+911726160616
Understanding IFSC Code: The Digital DNA of HDFC Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the SECTOR XVI PANCHKULA
branch of HDFC Bank, the code HDFC0001395 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0001395 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents HDFC Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for SECTOR XVI PANCHKULA
Payment Systems Supported by HDFC0001395
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—160240035—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The HDFC Bank in PANCHKULA typically follows the RBI holiday calendar. Digital transfers via HDFC0001395 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0001395 is the valid code for SECTOR XVI PANCHKULA at PANCHKULA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • HDFC Bank Branch List
- • PANCHKULA IFSC Codes
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Financial Tools
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Branch Context
- • SECTOR XVI PANCHKULA Contact
- • Address of HDFC Bank
- • MICR Code Finder
- • HARYANA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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