Home / HDFC Bank / KURALI
HD

HDFC Bank

KURALI BRANCH

+919815331111

IFSC CODE
HDFC0001371
MICR Code 160240052
Branch Code 001371
City / District KURALI
State PUNJAB
Office Address HDFC BANK LTD WARD NO 9 CHANDIGARH ROAD KURALI DIST SAS NAGAR PUNJAB 140103
Phone +919815331111
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of HDFC Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KURALI branch of HDFC Bank, the code HDFC0001371 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the HDFC0001371 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"HDFC" represents HDFC Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KURALI

Payment Systems Supported by HDFC0001371

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—160240052—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The HDFC Bank in KURALI typically follows the RBI holiday calendar. Digital transfers via HDFC0001371 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While HDFC0001371 is the valid code for KURALI at KURALI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • HDFC Bank Branch List
  • • KURALI IFSC Codes
  • • Swift Code for HDFC Bank
  • • Bank Holiday in PUNJAB

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • KURALI Contact
  • • Address of HDFC Bank
  • • MICR Code Finder
  • • PUNJAB Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

INDEXING TAGS: HDFC Bank HDFC0001371 code, find KURALI branch details, HDFC Bank KURALI contact number, PUNJAB bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for HDFC Bank KURALI, online neft rtgs imps guide india, how to find ifsc code of HDFC Bank.