HDFC Bank
RAJKOT - YAGNIK ROAD - GUJARAT BRANCH
+919898271111
Understanding IFSC Code: The Digital DNA of HDFC Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the RAJKOT - YAGNIK ROAD - GUJARAT
branch of HDFC Bank, the code HDFC0000101 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0000101 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents HDFC Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for RAJKOT - YAGNIK ROAD - GUJARAT
Payment Systems Supported by HDFC0000101
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—360240002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The HDFC Bank in RAJKOT typically follows the RBI holiday calendar. Digital transfers via HDFC0000101 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0000101 is the valid code for RAJKOT - YAGNIK ROAD - GUJARAT at RAJKOT, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • HDFC Bank Branch List
- • RAJKOT IFSC Codes
- • Swift Code for HDFC Bank
- • Bank Holiday in GUJARAT
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • RAJKOT - YAGNIK ROAD - GUJARAT Contact
- • Address of HDFC Bank
- • MICR Code Finder
- • GUJARAT Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: HDFC Bank HDFC0000101 code, find RAJKOT - YAGNIK ROAD - GUJARAT branch details, HDFC Bank RAJKOT contact number, GUJARAT bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for HDFC Bank RAJKOT, online neft rtgs imps guide india, how to find ifsc code of HDFC Bank.