Gujarat State Co-operative Bank
UNJHA NAGRIK SAHKARI BANK LTD GANDHI CHOWK BRANCH
+912767247991
Understanding IFSC Code: The Digital DNA of Gujarat State Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the UNJHA NAGRIK SAHKARI BANK LTD GANDHI CHOWK
branch of Gujarat State Co-operative Bank, the code GSCB0UUNJ01 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the GSCB0UUNJ01 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"GSCB" represents Gujarat State Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for UNJHA NAGRIK SAHKARI BANK LTD GANDHI CHOWK
Payment Systems Supported by GSCB0UUNJ01
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Gujarat State Co-operative Bank in UNJHA typically follows the RBI holiday calendar. Digital transfers via GSCB0UUNJ01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While GSCB0UUNJ01 is the valid code for UNJHA NAGRIK SAHKARI BANK LTD GANDHI CHOWK at UNJHA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Gujarat State Co-operative Bank Branch List
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Financial Tools
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Branch Context
- • UNJHA NAGRIK SAHKARI BANK LTD GANDHI CHOWK Contact
- • Address of Gujarat State Co-operative Bank
- • MICR Code Finder
- • GUJARAT Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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