Pragati Co-operative Bank, Thara
Pragati Co-operative Bank, Thara IMPS BRANCH
+912747222258
Understanding IFSC Code: The Digital DNA of Pragati Co-operative Bank, Thara
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Pragati Co-operative Bank, Thara IMPS
branch of Pragati Co-operative Bank, Thara, the code GSCB0UTPCBL ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the GSCB0UTPCBL Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"GSCB" represents Pragati Co-operative Bank, Thara
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Pragati Co-operative Bank, Thara IMPS
Payment Systems Supported by GSCB0UTPCBL
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—385807501—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Pragati Co-operative Bank, Thara in THARA typically follows the RBI holiday calendar. Digital transfers via GSCB0UTPCBL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While GSCB0UTPCBL is the valid code for Pragati Co-operative Bank, Thara IMPS at THARA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • Pragati Co-operative Bank, Thara IMPS Contact
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- • MICR Code Finder
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Platform Links
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