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Gujarat State Co-operative Bank

THE HANSOT NAGARIC SAHAKARI BANK LTD BRANCH

+912646262006

IFSC CODE
GSCB0UTHNBL
MICR Code 393805501
Branch Code UTHNBL
City / District HANSOT
State GUJARAT
Office Address THE HANSOT NAGARIC SAHAKARI BANK LTD.MAHARSHI ARVIND MARG, AT& PO -HANSOT-393030 DIST.BHARUCH
Phone +912646262006
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Gujarat State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE HANSOT NAGARIC SAHAKARI BANK LTD branch of Gujarat State Co-operative Bank, the code GSCB0UTHNBL ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the GSCB0UTHNBL Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"GSCB" represents Gujarat State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE HANSOT NAGARIC SAHAKARI BANK LTD

Payment Systems Supported by GSCB0UTHNBL

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—393805501—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Gujarat State Co-operative Bank in HANSOT typically follows the RBI holiday calendar. Digital transfers via GSCB0UTHNBL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While GSCB0UTHNBL is the valid code for THE HANSOT NAGARIC SAHAKARI BANK LTD at HANSOT, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • THE HANSOT NAGARIC SAHAKARI BANK LTD Contact
  • • Address of Gujarat State Co-operative Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • Webmaster Tools
  • • IFSC Finder v2.0

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