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Gujarat State Co-operative Bank

TARAPUR CO-OPERATIVE URBAN BANK LTD. BRANCH

+912698255510

IFSC CODE
GSCB0UTCUBL
MICR Code 388811501
Branch Code UTCUBL
City / District AHMEDABAD
State GUJARAT
Office Address TARAPUR CO-OPERATIVE URBAN BANK LTD.BANK BUILDING,BAZAR,TARAPUR-388 180. DIST.ANAND
Phone +912698255510
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Gujarat State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the TARAPUR CO-OPERATIVE URBAN BANK LTD. branch of Gujarat State Co-operative Bank, the code GSCB0UTCUBL ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the GSCB0UTCUBL Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"GSCB" represents Gujarat State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for TARAPUR CO-OPERATIVE URBAN BANK LTD.

Payment Systems Supported by GSCB0UTCUBL

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—388811501—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Gujarat State Co-operative Bank in AHMEDABAD typically follows the RBI holiday calendar. Digital transfers via GSCB0UTCUBL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While GSCB0UTCUBL is the valid code for TARAPUR CO-OPERATIVE URBAN BANK LTD. at AHMEDABAD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Gujarat State Co-operative Bank Branch List
  • • AHMEDABAD IFSC Codes
  • • Swift Code for Gujarat State Co-operative Bank
  • • Bank Holiday in GUJARAT

Financial Tools

  • • GST Calculator Online
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Branch Context

  • • TARAPUR CO-OPERATIVE URBAN BANK LTD. Contact
  • • Address of Gujarat State Co-operative Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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