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Shihori Nagarik Sahakari Bank

Shihori Nagarik Sahakari Bank IMPS BRANCH

+912747233070

IFSC CODE
GSCB0USHNBL
MICR Code 385810501
Branch Code USHNBL
City / District AHMEDABAD
State MAHARASHTRA
Office Address SHIHORI NAGARIK SAHAKARI BANK LTD. SHIHORI,TA.KANKREJ, DIST.BANASKANTHA - 385550
Phone +912747233070
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Shihori Nagarik Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Shihori Nagarik Sahakari Bank IMPS branch of Shihori Nagarik Sahakari Bank, the code GSCB0USHNBL ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the GSCB0USHNBL Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"GSCB" represents Shihori Nagarik Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Shihori Nagarik Sahakari Bank IMPS

Payment Systems Supported by GSCB0USHNBL

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—385810501—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Shihori Nagarik Sahakari Bank in AHMEDABAD typically follows the RBI holiday calendar. Digital transfers via GSCB0USHNBL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While GSCB0USHNBL is the valid code for Shihori Nagarik Sahakari Bank IMPS at AHMEDABAD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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Platform Links

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