Sathamba Peoples Co-operative Bank
Sathamba Peoples Co-operative Bank IMPS BRANCH
+912779284251
Related Branches
Understanding IFSC Code: The Digital DNA of Sathamba Peoples Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Sathamba Peoples Co-operative Bank IMPS
branch of Sathamba Peoples Co-operative Bank, the code GSCB0USATHM ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the GSCB0USATHM Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"GSCB" represents Sathamba Peoples Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Sathamba Peoples Co-operative Bank IMPS
Payment Systems Supported by GSCB0USATHM
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—383810501—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Sathamba Peoples Co-operative Bank in SATHAMBA typically follows the RBI holiday calendar. Digital transfers via GSCB0USATHM for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While GSCB0USATHM is the valid code for Sathamba Peoples Co-operative Bank IMPS at SATHAMBA, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
- • Sathamba Peoples Co-operative Bank IMPS Contact
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Platform Links
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