Patan Nagarik Sahakari Bank
Patan Nagarik Sahakari Bank IMPS BRANCH
+912766220377
Understanding IFSC Code: The Digital DNA of Patan Nagarik Sahakari Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Patan Nagarik Sahakari Bank IMPS
branch of Patan Nagarik Sahakari Bank, the code GSCB0UPATAN ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the GSCB0UPATAN Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"GSCB" represents Patan Nagarik Sahakari Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Patan Nagarik Sahakari Bank IMPS
Payment Systems Supported by GSCB0UPATAN
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—384815081—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Patan Nagarik Sahakari Bank in PATAN typically follows the RBI holiday calendar. Digital transfers via GSCB0UPATAN for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While GSCB0UPATAN is the valid code for Patan Nagarik Sahakari Bank IMPS at PATAN, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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Platform Links
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