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Gujarat State Co-operative Bank

THE NARODA NAGRIK COOPERATIVE BANK LTD NARODA BRANCH BRANCH

+917922811119

IFSC CODE
GSCB0UNNC02
MICR Code 380302002
Branch Code UNNC02
City / District AHMEDABAD
State GUJARAT
Office Address ABOVE HANUMANJI TEMPLE,NARODA BAZAR NAROAD, AHMEDABAD 382330
Phone +917922811119
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Gujarat State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE NARODA NAGRIK COOPERATIVE BANK LTD NARODA BRANCH branch of Gujarat State Co-operative Bank, the code GSCB0UNNC02 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the GSCB0UNNC02 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"GSCB" represents Gujarat State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE NARODA NAGRIK COOPERATIVE BANK LTD NARODA BRANCH

Payment Systems Supported by GSCB0UNNC02

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—380302002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Gujarat State Co-operative Bank in AHMEDABAD typically follows the RBI holiday calendar. Digital transfers via GSCB0UNNC02 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While GSCB0UNNC02 is the valid code for THE NARODA NAGRIK COOPERATIVE BANK LTD NARODA BRANCH at AHMEDABAD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • THE NARODA NAGRIK COOPERATIVE BANK LTD NARODA BRANCH Contact
  • • Address of Gujarat State Co-operative Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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