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Gujarat State Co-operative Bank

GONDAL NAGRIK SAHAKARI BANK LTD BRANCH

+912825220115

IFSC CODE
GSCB0UGNSBL
MICR Code 360801041
Branch Code UGNSBL
City / District AHMEDABAD
State GUJARAT
Office Address GONDAL NAGRIK SAHAKARI BANK LTD.SAMARPAN,MANDVI CHOWK,GONDAL 360 311, DIST.RAJKOT
Phone +912825220115
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Gujarat State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GONDAL NAGRIK SAHAKARI BANK LTD branch of Gujarat State Co-operative Bank, the code GSCB0UGNSBL ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the GSCB0UGNSBL Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"GSCB" represents Gujarat State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GONDAL NAGRIK SAHAKARI BANK LTD

Payment Systems Supported by GSCB0UGNSBL

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—360801041—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Gujarat State Co-operative Bank in AHMEDABAD typically follows the RBI holiday calendar. Digital transfers via GSCB0UGNSBL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While GSCB0UGNSBL is the valid code for GONDAL NAGRIK SAHAKARI BANK LTD at AHMEDABAD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • GONDAL NAGRIK SAHAKARI BANK LTD Contact
  • • Address of Gujarat State Co-operative Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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