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Gujarat State Co-operative Bank

GUJARAT AMBUJA COOP BANK LTD RADHANPUR ROAD BRANCH BRANCH

+912762230828

IFSC CODE
GSCB0UGAC06
MICR Code 384852002
Branch Code UGAC06
City / District MEHSANA
State GUJARAT
Office Address PRARTHANA PLATINA COMPLEX, OPP SHAKTIDHARA SOC, RADHANPUR ROAD. 384002.
Phone +912762230828
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Gujarat State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GUJARAT AMBUJA COOP BANK LTD RADHANPUR ROAD BRANCH branch of Gujarat State Co-operative Bank, the code GSCB0UGAC06 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the GSCB0UGAC06 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"GSCB" represents Gujarat State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GUJARAT AMBUJA COOP BANK LTD RADHANPUR ROAD BRANCH

Payment Systems Supported by GSCB0UGAC06

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—384852002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Gujarat State Co-operative Bank in MEHSANA typically follows the RBI holiday calendar. Digital transfers via GSCB0UGAC06 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While GSCB0UGAC06 is the valid code for GUJARAT AMBUJA COOP BANK LTD RADHANPUR ROAD BRANCH at MEHSANA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • GUJARAT AMBUJA COOP BANK LTD RADHANPUR ROAD BRANCH Contact
  • • Address of Gujarat State Co-operative Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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