Gujarat State Co-operative Bank
THE DHARMAJ PEOPLES COOPERATIVE BANK LTD BRANCH
+912697244240
Understanding IFSC Code: The Digital DNA of Gujarat State Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the THE DHARMAJ PEOPLES COOPERATIVE BANK LTD
branch of Gujarat State Co-operative Bank, the code GSCB0UDHARM ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the GSCB0UDHARM Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"GSCB" represents Gujarat State Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for THE DHARMAJ PEOPLES COOPERATIVE BANK LTD
Payment Systems Supported by GSCB0UDHARM
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—388816171—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Gujarat State Co-operative Bank in DHARMAJ typically follows the RBI holiday calendar. Digital transfers via GSCB0UDHARM for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While GSCB0UDHARM is the valid code for THE DHARMAJ PEOPLES COOPERATIVE BANK LTD at DHARMAJ, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
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Branch Context
- • THE DHARMAJ PEOPLES COOPERATIVE BANK LTD Contact
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- • MICR Code Finder
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Platform Links
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