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Gujarat State Co-operative Bank

THE CHANASMA NAGARIK SAHAKARI BANK LTD BRANCH

+912734222047

IFSC CODE
GSCB0UCHANA
MICR Code 384816501
Branch Code UCHANA
City / District CHANASMA
State GUJARAT
Office Address THE CHANASMA NAGARIK SAHAKARI BANK LTD.KACHERI ROAD, CHANASMA-384220 DIST.PATAN
Phone +912734222047
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Gujarat State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE CHANASMA NAGARIK SAHAKARI BANK LTD branch of Gujarat State Co-operative Bank, the code GSCB0UCHANA ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the GSCB0UCHANA Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"GSCB" represents Gujarat State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE CHANASMA NAGARIK SAHAKARI BANK LTD

Payment Systems Supported by GSCB0UCHANA

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—384816501—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Gujarat State Co-operative Bank in CHANASMA typically follows the RBI holiday calendar. Digital transfers via GSCB0UCHANA for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While GSCB0UCHANA is the valid code for THE CHANASMA NAGARIK SAHAKARI BANK LTD at CHANASMA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • THE CHANASMA NAGARIK SAHAKARI BANK LTD Contact
  • • Address of Gujarat State Co-operative Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • Webmaster Tools
  • • IFSC Finder v2.0

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