Gujarat State Co-operative Bank
THE SABARKANTHA DIST CEN CO OP BANK LTD AKRUND BRANCH
+912779233333
Understanding IFSC Code: The Digital DNA of Gujarat State Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the THE SABARKANTHA DIST CEN CO OP BANK LTD AKRUND
branch of Gujarat State Co-operative Bank, the code GSCB0SKB048 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the GSCB0SKB048 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"GSCB" represents Gujarat State Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for THE SABARKANTHA DIST CEN CO OP BANK LTD AKRUND
Payment Systems Supported by GSCB0SKB048
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—383802543—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Gujarat State Co-operative Bank in BAYAD typically follows the RBI holiday calendar. Digital transfers via GSCB0SKB048 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While GSCB0SKB048 is the valid code for THE SABARKANTHA DIST CEN CO OP BANK LTD AKRUND at BAYAD, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
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Branch Context
- • THE SABARKANTHA DIST CEN CO OP BANK LTD AKRUND Contact
- • Address of Gujarat State Co-operative Bank
- • MICR Code Finder
- • GUJARAT Banking Circle
Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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