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Gujarat State Co-operative Bank

THE SABARKANTHA DIST CEN CO OP BANK LTD PUNSARI BRANCH

+912770286693

IFSC CODE
GSCB0SKB029
MICR Code 383802526
Branch Code SKB029
City / District TALOD
State GUJARAT
Office Address AT POST PUNSARI 383307
Phone +912770286693
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Gujarat State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE SABARKANTHA DIST CEN CO OP BANK LTD PUNSARI branch of Gujarat State Co-operative Bank, the code GSCB0SKB029 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the GSCB0SKB029 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"GSCB" represents Gujarat State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE SABARKANTHA DIST CEN CO OP BANK LTD PUNSARI

Payment Systems Supported by GSCB0SKB029

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—383802526—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Gujarat State Co-operative Bank in TALOD typically follows the RBI holiday calendar. Digital transfers via GSCB0SKB029 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While GSCB0SKB029 is the valid code for THE SABARKANTHA DIST CEN CO OP BANK LTD PUNSARI at TALOD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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  • • Address of Gujarat State Co-operative Bank
  • • MICR Code Finder
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Platform Links

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  • • IFSC Finder v2.0

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