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Sabarkantha District Central Co-operative Bank

Sabarkantha District Central Co-operative Bank IMPS BRANCH

+912772245323

IFSC CODE
GSCB0SKB001
MICR Code 383802001
Branch Code SKB001
City / District HIMMATNAGAR
State MAHARASHTRA
Office Address SABARKANTHA DISTRICT CENTRAL CO-OP. BANK LTD., SAHKAR VIKAS BHAVAN,STATION ROAD.HIMMATNAGAR
Phone +912772245323
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Sabarkantha District Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Sabarkantha District Central Co-operative Bank IMPS branch of Sabarkantha District Central Co-operative Bank, the code GSCB0SKB001 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the GSCB0SKB001 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"GSCB" represents Sabarkantha District Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Sabarkantha District Central Co-operative Bank IMPS

Payment Systems Supported by GSCB0SKB001

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—383802001—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Sabarkantha District Central Co-operative Bank in HIMMATNAGAR typically follows the RBI holiday calendar. Digital transfers via GSCB0SKB001 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While GSCB0SKB001 is the valid code for Sabarkantha District Central Co-operative Bank IMPS at HIMMATNAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • Sabarkantha District Central Co-operative Bank IMPS Contact
  • • Address of Sabarkantha District Central Co-operative Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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