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Gujarat State Co-operative Bank

SHREE RAJKOT DISTRICT CO OP BANK LTD DHUVA BRANCH

+919909815158

IFSC CODE
GSCB0RJT201
MICR Code 363474529
Branch Code RJT201
City / District DHUVA
State GUJARAT
Office Address SHRI DHUVA JUTH S M LTD S HOUSE
Phone +919909815158
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Understanding IFSC Code: The Digital DNA of Gujarat State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SHREE RAJKOT DISTRICT CO OP BANK LTD DHUVA branch of Gujarat State Co-operative Bank, the code GSCB0RJT201 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the GSCB0RJT201 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"GSCB" represents Gujarat State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SHREE RAJKOT DISTRICT CO OP BANK LTD DHUVA

Payment Systems Supported by GSCB0RJT201

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—363474529—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Gujarat State Co-operative Bank in DHUVA typically follows the RBI holiday calendar. Digital transfers via GSCB0RJT201 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While GSCB0RJT201 is the valid code for SHREE RAJKOT DISTRICT CO OP BANK LTD DHUVA at DHUVA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • SHREE RAJKOT DISTRICT CO OP BANK LTD DHUVA Contact
  • • Address of Gujarat State Co-operative Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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