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Gujarat State Co-operative Bank

SHRI RAJKOT DISTRICT CO-OP. BANK LTD. JAM TIMBADI BRANCH

+919099279182

IFSC CODE
GSCB0RJT090
MICR Code 360474563
Branch Code RJT090
City / District JAMTIMBDI
State GUJARAT
Office Address NEAR CHORA, JAMTIMBADI
Phone +919099279182
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Understanding IFSC Code: The Digital DNA of Gujarat State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SHRI RAJKOT DISTRICT CO-OP. BANK LTD. JAM TIMBADI branch of Gujarat State Co-operative Bank, the code GSCB0RJT090 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the GSCB0RJT090 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"GSCB" represents Gujarat State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SHRI RAJKOT DISTRICT CO-OP. BANK LTD. JAM TIMBADI

Payment Systems Supported by GSCB0RJT090

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—360474563—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Gujarat State Co-operative Bank in JAMTIMBDI typically follows the RBI holiday calendar. Digital transfers via GSCB0RJT090 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While GSCB0RJT090 is the valid code for SHRI RAJKOT DISTRICT CO-OP. BANK LTD. JAM TIMBADI at JAMTIMBDI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • SHRI RAJKOT DISTRICT CO-OP. BANK LTD. JAM TIMBADI Contact
  • • Address of Gujarat State Co-operative Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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