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Gujarat State Co-operative Bank

SHRI RAJKOT DISTRICT CO-OP. BANK LTD. KHAREDA BRANCH

+919909478224

IFSC CODE
GSCB0RJT070
MICR Code 363474508
Branch Code RJT070
City / District KHAREDA
State GUJARAT
Office Address SHRI KHAREDA S.S.M.LTD.S HOUSE, NEAR PRIMARY SCHOOL, OPP. BUS STAND, KHAREDA
Phone +919909478224
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Gujarat State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SHRI RAJKOT DISTRICT CO-OP. BANK LTD. KHAREDA branch of Gujarat State Co-operative Bank, the code GSCB0RJT070 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the GSCB0RJT070 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"GSCB" represents Gujarat State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SHRI RAJKOT DISTRICT CO-OP. BANK LTD. KHAREDA

Payment Systems Supported by GSCB0RJT070

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—363474508—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Gujarat State Co-operative Bank in KHAREDA typically follows the RBI holiday calendar. Digital transfers via GSCB0RJT070 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While GSCB0RJT070 is the valid code for SHRI RAJKOT DISTRICT CO-OP. BANK LTD. KHAREDA at KHAREDA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • SHRI RAJKOT DISTRICT CO-OP. BANK LTD. KHAREDA Contact
  • • Address of Gujarat State Co-operative Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • Webmaster Tools
  • • IFSC Finder v2.0

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