Shri Rajkot District Co-operative Bank
Shri Rajkot District Co-operative Bank IMPS BRANCH
+91282231651
Understanding IFSC Code: The Digital DNA of Shri Rajkot District Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Shri Rajkot District Co-operative Bank IMPS
branch of Shri Rajkot District Co-operative Bank, the code GSCB0RJT001 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the GSCB0RJT001 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"GSCB" represents Shri Rajkot District Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Shri Rajkot District Co-operative Bank IMPS
Payment Systems Supported by GSCB0RJT001
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—360474002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Shri Rajkot District Co-operative Bank in RAJKOT typically follows the RBI holiday calendar. Digital transfers via GSCB0RJT001 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While GSCB0RJT001 is the valid code for Shri Rajkot District Co-operative Bank IMPS at RAJKOT, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • Shri Rajkot District Co-operative Bank IMPS Contact
- • Address of Shri Rajkot District Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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