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Panchmahal District Co-operative Bank

Panchmahal District Co-operative Bank IMPS BRANCH

+912672249247

IFSC CODE
GSCB0PDC001
MICR Code 989815002
Branch Code PDC001
City / District GODHRA
State MAHARASHTRA
Office Address PANCHMAHAL DISTRICT CO-OP. BANK LTD., PRABHA ROAD, GODHRA -389001
Phone +912672249247
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Panchmahal District Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Panchmahal District Co-operative Bank IMPS branch of Panchmahal District Co-operative Bank, the code GSCB0PDC001 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the GSCB0PDC001 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"GSCB" represents Panchmahal District Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Panchmahal District Co-operative Bank IMPS

Payment Systems Supported by GSCB0PDC001

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—989815002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Panchmahal District Co-operative Bank in GODHRA typically follows the RBI holiday calendar. Digital transfers via GSCB0PDC001 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While GSCB0PDC001 is the valid code for Panchmahal District Co-operative Bank IMPS at GODHRA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • Panchmahal District Co-operative Bank IMPS Contact
  • • Address of Panchmahal District Co-operative Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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