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Gujarat State Co-operative Bank

THE MEHSANA DIST CENTRAL CO OP BANK LTD KAMLI BRANCH

+912767279409

IFSC CODE
GSCB0MSN045
MICR Code 384801518
Branch Code MSN045
City / District KAMLI
State GUJARAT
Office Address AT AND POST KAMLI BAZAR TA UNJHA DIST MEHSANA 384140
Phone +912767279409
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Understanding IFSC Code: The Digital DNA of Gujarat State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE MEHSANA DIST CENTRAL CO OP BANK LTD KAMLI branch of Gujarat State Co-operative Bank, the code GSCB0MSN045 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the GSCB0MSN045 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"GSCB" represents Gujarat State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE MEHSANA DIST CENTRAL CO OP BANK LTD KAMLI

Payment Systems Supported by GSCB0MSN045

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—384801518—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Gujarat State Co-operative Bank in KAMLI typically follows the RBI holiday calendar. Digital transfers via GSCB0MSN045 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While GSCB0MSN045 is the valid code for THE MEHSANA DIST CENTRAL CO OP BANK LTD KAMLI at KAMLI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • THE MEHSANA DIST CENTRAL CO OP BANK LTD KAMLI Contact
  • • Address of Gujarat State Co-operative Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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