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Gujarat State Co-operative Bank

THE MEHSANA DIST CENTRAL CO OP BANK LTD MANUD BRANCH

+912733275456

IFSC CODE
GSCB0MSN021
MICR Code 384801540
Branch Code MSN021
City / District MANUD
State GUJARAT
Office Address AT AND POST MANUD NEAR GRAM PANCHAYAT TA PATAN DIST PATAN 384260
Phone +912733275456
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Understanding IFSC Code: The Digital DNA of Gujarat State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE MEHSANA DIST CENTRAL CO OP BANK LTD MANUD branch of Gujarat State Co-operative Bank, the code GSCB0MSN021 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the GSCB0MSN021 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"GSCB" represents Gujarat State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE MEHSANA DIST CENTRAL CO OP BANK LTD MANUD

Payment Systems Supported by GSCB0MSN021

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—384801540—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Gujarat State Co-operative Bank in MANUD typically follows the RBI holiday calendar. Digital transfers via GSCB0MSN021 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While GSCB0MSN021 is the valid code for THE MEHSANA DIST CENTRAL CO OP BANK LTD MANUD at MANUD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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  • • Address of Gujarat State Co-operative Bank
  • • MICR Code Finder
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Platform Links

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