Kodinar Taluka Co-operative Banking Union
Kodinar Taluka Co-operative Banking Union IMPS BRANCH
+912795221404
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Understanding IFSC Code: The Digital DNA of Kodinar Taluka Co-operative Banking Union
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Kodinar Taluka Co-operative Banking Union IMPS
branch of Kodinar Taluka Co-operative Banking Union, the code GSCB0KDT001 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the GSCB0KDT001 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"GSCB" represents Kodinar Taluka Co-operative Banking Union
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Kodinar Taluka Co-operative Banking Union IMPS
Payment Systems Supported by GSCB0KDT001
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—362809141—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Kodinar Taluka Co-operative Banking Union in KODINAR typically follows the RBI holiday calendar. Digital transfers via GSCB0KDT001 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While GSCB0KDT001 is the valid code for Kodinar Taluka Co-operative Banking Union IMPS at KODINAR, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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