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Gujarat State Co-operative Bank

THE JUNAGADH JILLA SAHAKARI BANK LTD. BRANCH

+917600740010

IFSC CODE
GSCB0JND047
MICR Code 362801052
Branch Code JND047
City / District JUTHAL
State GUJARAT
Office Address C-O.SHRI JUTHAL SEVA SAHAKARI MANDALI LTD,VILLAGE-JUTHAL,TALUKA-MALIYA HATINA,DISTRICT-JUNAGADH,PIN-362245
Phone +917600740010
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Understanding IFSC Code: The Digital DNA of Gujarat State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE JUNAGADH JILLA SAHAKARI BANK LTD. branch of Gujarat State Co-operative Bank, the code GSCB0JND047 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the GSCB0JND047 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"GSCB" represents Gujarat State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE JUNAGADH JILLA SAHAKARI BANK LTD.

Payment Systems Supported by GSCB0JND047

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—362801052—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Gujarat State Co-operative Bank in JUTHAL typically follows the RBI holiday calendar. Digital transfers via GSCB0JND047 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While GSCB0JND047 is the valid code for THE JUNAGADH JILLA SAHAKARI BANK LTD. at JUTHAL, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Gujarat State Co-operative Bank Branch List
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Financial Tools

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Branch Context

  • • THE JUNAGADH JILLA SAHAKARI BANK LTD. Contact
  • • Address of Gujarat State Co-operative Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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