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Gujarat State Co-operative Bank

THE JUNAGADH JILLA SAHAKARI BANK LTD LIMBUDA BRANCH

+912874244393

IFSC CODE
GSCB0JND023
MICR Code 362801528
Branch Code JND023
City / District LIMBUDA
State GUJARAT
Office Address NEAR STATE BANK OF INDIA, OPP. GOV HOSPITAL, LIMBUDA. 362620
Phone +912874244393
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Understanding IFSC Code: The Digital DNA of Gujarat State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE JUNAGADH JILLA SAHAKARI BANK LTD LIMBUDA branch of Gujarat State Co-operative Bank, the code GSCB0JND023 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the GSCB0JND023 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"GSCB" represents Gujarat State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE JUNAGADH JILLA SAHAKARI BANK LTD LIMBUDA

Payment Systems Supported by GSCB0JND023

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—362801528—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Gujarat State Co-operative Bank in LIMBUDA typically follows the RBI holiday calendar. Digital transfers via GSCB0JND023 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While GSCB0JND023 is the valid code for THE JUNAGADH JILLA SAHAKARI BANK LTD LIMBUDA at LIMBUDA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • THE JUNAGADH JILLA SAHAKARI BANK LTD LIMBUDA Contact
  • • Address of Gujarat State Co-operative Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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