Gujarat State Co-operative Bank
THE BARODA CENTRAL CO OP BANK LTD - BHAYALI BRANCH
+919428658166
Understanding IFSC Code: The Digital DNA of Gujarat State Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the THE BARODA CENTRAL CO OP BANK LTD - BHAYALI
branch of Gujarat State Co-operative Bank, the code GSCB0BRD041 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the GSCB0BRD041 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"GSCB" represents Gujarat State Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for THE BARODA CENTRAL CO OP BANK LTD - BHAYALI
Payment Systems Supported by GSCB0BRD041
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—391153003—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Gujarat State Co-operative Bank in VADODARA typically follows the RBI holiday calendar. Digital transfers via GSCB0BRD041 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While GSCB0BRD041 is the valid code for THE BARODA CENTRAL CO OP BANK LTD - BHAYALI at VADODARA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • THE BARODA CENTRAL CO OP BANK LTD - BHAYALI Contact
- • Address of Gujarat State Co-operative Bank
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Platform Links
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