Baroda Central Co-operative Bank
Baroda Central Co-operative Bank IMPS BRANCH
+912652362641
Understanding IFSC Code: The Digital DNA of Baroda Central Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Baroda Central Co-operative Bank IMPS
branch of Baroda Central Co-operative Bank, the code GSCB0BRD001 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the GSCB0BRD001 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"GSCB" represents Baroda Central Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Baroda Central Co-operative Bank IMPS
Payment Systems Supported by GSCB0BRD001
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—390153004—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Baroda Central Co-operative Bank in BARODA typically follows the RBI holiday calendar. Digital transfers via GSCB0BRD001 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While GSCB0BRD001 is the valid code for Baroda Central Co-operative Bank IMPS at BARODA, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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Platform Links
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