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Gujarat State Co-operative Bank

THE BHARUCH DIST CENT CO-OP BANK LTD PALEJ BRANCH

+912642277098

IFSC CODE
GSCB0BRC015
MICR Code 392801516
Branch Code BRC015
City / District PALEJ
State GUJARAT
Office Address AT.PO.PALEJ, TA. DIST. BHARUCH
Phone +912642277098
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Gujarat State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE BHARUCH DIST CENT CO-OP BANK LTD PALEJ branch of Gujarat State Co-operative Bank, the code GSCB0BRC015 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the GSCB0BRC015 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"GSCB" represents Gujarat State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE BHARUCH DIST CENT CO-OP BANK LTD PALEJ

Payment Systems Supported by GSCB0BRC015

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—392801516—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Gujarat State Co-operative Bank in PALEJ typically follows the RBI holiday calendar. Digital transfers via GSCB0BRC015 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While GSCB0BRC015 is the valid code for THE BHARUCH DIST CENT CO-OP BANK LTD PALEJ at PALEJ, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • THE BHARUCH DIST CENT CO-OP BANK LTD PALEJ Contact
  • • Address of Gujarat State Co-operative Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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