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Gujarat State Co-operative Bank

AHMEDABD DISTRICT CO OP BANK LTD CHANGODAR BRANCH

+916359973228

IFSC CODE
GSCB0ADC116
MICR Code 380118052
Branch Code ADC116
City / District CHANGODAR
State GUJARAT
Office Address OPP S T BUSSTAND
Phone +916359973228
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Gujarat State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the AHMEDABD DISTRICT CO OP BANK LTD CHANGODAR branch of Gujarat State Co-operative Bank, the code GSCB0ADC116 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the GSCB0ADC116 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"GSCB" represents Gujarat State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for AHMEDABD DISTRICT CO OP BANK LTD CHANGODAR

Payment Systems Supported by GSCB0ADC116

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—380118052—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Gujarat State Co-operative Bank in CHANGODAR typically follows the RBI holiday calendar. Digital transfers via GSCB0ADC116 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While GSCB0ADC116 is the valid code for AHMEDABD DISTRICT CO OP BANK LTD CHANGODAR at CHANGODAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • AHMEDABD DISTRICT CO OP BANK LTD CHANGODAR Contact
  • • Address of Gujarat State Co-operative Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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