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Gadchiroli District Central Co-operative Bank

Gadchiroli District Central Co-operative Bank IMPS BRANCH

+917132232965

IFSC CODE
GDCB0000001
MICR Code 442833204
Branch Code 000001
City / District GADCHIROLI
State MAHARASHTRA
Office Address NEAR BUS STOP, DHANORA ROAD
Phone +917132232965
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Gadchiroli District Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Gadchiroli District Central Co-operative Bank IMPS branch of Gadchiroli District Central Co-operative Bank, the code GDCB0000001 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the GDCB0000001 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"GDCB" represents Gadchiroli District Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Gadchiroli District Central Co-operative Bank IMPS

Payment Systems Supported by GDCB0000001

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—442833204—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Gadchiroli District Central Co-operative Bank in GADCHIROLI typically follows the RBI holiday calendar. Digital transfers via GDCB0000001 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While GDCB0000001 is the valid code for Gadchiroli District Central Co-operative Bank IMPS at GADCHIROLI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • Gadchiroli District Central Co-operative Bank IMPS Contact
  • • Address of Gadchiroli District Central Co-operative Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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