Greater Bombay Co-operative Bank
GHATKOPAR BRANCH
+912265200394
Related Branches
Understanding IFSC Code: The Digital DNA of Greater Bombay Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the GHATKOPAR
branch of Greater Bombay Co-operative Bank, the code GBCB0000019 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the GBCB0000019 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"GBCB" represents Greater Bombay Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for GHATKOPAR
Payment Systems Supported by GBCB0000019
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—400095019—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Greater Bombay Co-operative Bank in GHATKOPAR typically follows the RBI holiday calendar. Digital transfers via GBCB0000019 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While GBCB0000019 is the valid code for GHATKOPAR at GHATKOPAR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
- • GST Calculator Online
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Branch Context
- • GHATKOPAR Contact
- • Address of Greater Bombay Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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