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PIDUGURALLA BRANCH

+918500802487

IFSC CODE
GABK0001076
MICR Code 505846061
Branch Code 001076
City / District PIDUGURALLA
State ANDHRA PRADESH
Office Address 8-267 & 8-268,MACHARLA ROAD OPP SBI BANK,PIDUGURALLA, DIST PALNADU, ANDHRA PRADESH, PIN CODE 522413.
Phone +918500802487
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the PIDUGURALLA branch of , the code GABK0001076 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the GABK0001076 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"GABK" represents

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for PIDUGURALLA

Payment Systems Supported by GABK0001076

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—505846061—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The in PIDUGURALLA typically follows the RBI holiday calendar. Digital transfers via GABK0001076 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While GABK0001076 is the valid code for PIDUGURALLA at PIDUGURALLA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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Platform Links

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