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Fino Payments Bank

NAINI BRANCH

+918382887149

IFSC CODE
FINO0001588
MICR Code
Branch Code 001588
City / District NAINI
State UTTAR PRADESH
Office Address H N - 22 1 C,CHAK RAGHUNATH COTAN -MILL TIRAHA NAINI,PRAYAGRAJ,PINCODE 211008
Phone +918382887149
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Fino Payments Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NAINI branch of Fino Payments Bank, the code FINO0001588 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the FINO0001588 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"FINO" represents Fino Payments Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NAINI

Payment Systems Supported by FINO0001588

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Fino Payments Bank in NAINI typically follows the RBI holiday calendar. Digital transfers via FINO0001588 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While FINO0001588 is the valid code for NAINI at NAINI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • NAINI Contact
  • • Address of Fino Payments Bank
  • • MICR Code Finder
  • • UTTAR PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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