Fino Payments Bank
SIDDHARTHNAGAR BRANCH
+919918886050
Understanding IFSC Code: The Digital DNA of Fino Payments Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the SIDDHARTHNAGAR
branch of Fino Payments Bank, the code FINO0001585 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the FINO0001585 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"FINO" represents Fino Payments Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for SIDDHARTHNAGAR
Payment Systems Supported by FINO0001585
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Fino Payments Bank in SIDDHARTHNAGAR typically follows the RBI holiday calendar. Digital transfers via FINO0001585 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While FINO0001585 is the valid code for SIDDHARTHNAGAR at SIDDHARTHNAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • SIDDHARTHNAGAR Contact
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- • MICR Code Finder
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Platform Links
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- • IFSC Finder v2.0
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