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Feroke Co-operative Bank

Feroke Co-operative Bank IMPS BRANCH

+914952480011

IFSC CODE
FDRL012FCUB
MICR Code
Branch Code 12FCUB
City / District KOZHIKODE
State MAHARASHTRA
Office Address THE FEROKE CO-OPERATIVE URBAN BANK LTD BUS STAND BUILDING, FEROKE PO,
Phone +914952480011
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Feroke Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Feroke Co-operative Bank IMPS branch of Feroke Co-operative Bank, the code FDRL012FCUB ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the FDRL012FCUB Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"FDRL" represents Feroke Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Feroke Co-operative Bank IMPS

Payment Systems Supported by FDRL012FCUB

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Feroke Co-operative Bank in KOZHIKODE typically follows the RBI holiday calendar. Digital transfers via FDRL012FCUB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While FDRL012FCUB is the valid code for Feroke Co-operative Bank IMPS at KOZHIKODE, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • Feroke Co-operative Bank IMPS Contact
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  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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