Federal Bank
CREDIT CARD BRANCH
+914842635100
Understanding IFSC Code: The Digital DNA of Federal Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the CREDIT CARD
branch of Federal Bank, the code FDRL00CARDS ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the FDRL00CARDS Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"FDRL" represents Federal Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for CREDIT CARD
Payment Systems Supported by FDRL00CARDS
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Federal Bank in ALUVA typically follows the RBI holiday calendar. Digital transfers via FDRL00CARDS for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While FDRL00CARDS is the valid code for CREDIT CARD at ALUVA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Federal Bank Branch List
- • ALUVA IFSC Codes
- • Swift Code for Federal Bank
- • Bank Holiday in KERALA
Financial Tools
- • GST Calculator Online
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- • FD Interest Rates 2026
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Branch Context
- • CREDIT CARD Contact
- • Address of Federal Bank
- • MICR Code Finder
- • KERALA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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