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Federal Bank

KASARWADAVALI BRANCH

+918805471589

IFSC CODE
FDRL0002644
MICR Code
Branch Code 002644
City / District KASARWADAVALI
State MAHARASHTRA
Office Address SHOP NO 2, VEDANT AMBER KASERVADAVALI, G B ROAD THANE WEST, MAHARASHTRA - 400615
Phone +918805471589
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Understanding IFSC Code: The Digital DNA of Federal Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KASARWADAVALI branch of Federal Bank, the code FDRL0002644 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the FDRL0002644 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"FDRL" represents Federal Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KASARWADAVALI

Payment Systems Supported by FDRL0002644

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Federal Bank in KASARWADAVALI typically follows the RBI holiday calendar. Digital transfers via FDRL0002644 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While FDRL0002644 is the valid code for KASARWADAVALI at KASARWADAVALI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • KASARWADAVALI Contact
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  • • MAHARASHTRA Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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