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Federal Bank

THUCKALAY BRANCH

+919489214722

IFSC CODE
FDRL0002629
MICR Code
Branch Code 002629
City / District THUCKALAY
State TAMIL NADU
Office Address NO.63/1, GROUND FLOOR, STELLA PLAZA, THUCKALAY-ERANIEL ROAD, THUCKALAY, KANYAKUMARI DT, TAMIL NADU - 629175
Phone +919489214722
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Federal Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THUCKALAY branch of Federal Bank, the code FDRL0002629 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the FDRL0002629 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"FDRL" represents Federal Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THUCKALAY

Payment Systems Supported by FDRL0002629

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Federal Bank in THUCKALAY typically follows the RBI holiday calendar. Digital transfers via FDRL0002629 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While FDRL0002629 is the valid code for THUCKALAY at THUCKALAY, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • THUCKALAY Contact
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Platform Links

  • • Anand Design DevBox
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