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Federal Bank

EMAPPUR BRANCH

+916383430388

IFSC CODE
FDRL0002426
MICR Code
Branch Code 002426
City / District EMAPPUR
State TAMIL NADU
Office Address 301/F2, MUTHAYA NAGAR, EMAPPUR, THIRUVENNAINALLUR, VILLUPURAM, TAMILNADU-605603
Phone +916383430388
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Understanding IFSC Code: The Digital DNA of Federal Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the EMAPPUR branch of Federal Bank, the code FDRL0002426 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the FDRL0002426 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"FDRL" represents Federal Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for EMAPPUR

Payment Systems Supported by FDRL0002426

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Federal Bank in EMAPPUR typically follows the RBI holiday calendar. Digital transfers via FDRL0002426 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While FDRL0002426 is the valid code for EMAPPUR at EMAPPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • EMAPPUR Contact
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Platform Links

  • • Anand Design DevBox
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