Home / Federal Bank / RAJARHAT BHATENDA
Fe

Federal Bank

RAJARHAT BHATENDA BRANCH

+919681460731

IFSC CODE
FDRL0002304
MICR Code 700049021
Branch Code 002304
City / District RAJARHAT
State WEST BENGAL
Office Address CHOWRASTAR JAMIDARI, BHATENDA RAJARHAT, CHOWRASTAR BESIDE LIC BUILDING, RAJARHAT KOLKATTA, 700135 WEST BENGAL
Phone +919681460731
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Federal Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the RAJARHAT BHATENDA branch of Federal Bank, the code FDRL0002304 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the FDRL0002304 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"FDRL" represents Federal Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for RAJARHAT BHATENDA

Payment Systems Supported by FDRL0002304

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—700049021—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Federal Bank in RAJARHAT typically follows the RBI holiday calendar. Digital transfers via FDRL0002304 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While FDRL0002304 is the valid code for RAJARHAT BHATENDA at RAJARHAT, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Federal Bank Branch List
  • • RAJARHAT IFSC Codes
  • • Swift Code for Federal Bank
  • • Bank Holiday in WEST BENGAL

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • RAJARHAT BHATENDA Contact
  • • Address of Federal Bank
  • • MICR Code Finder
  • • WEST BENGAL Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

INDEXING TAGS: Federal Bank FDRL0002304 code, find RAJARHAT BHATENDA branch details, Federal Bank RAJARHAT contact number, WEST BENGAL bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Federal Bank RAJARHAT, online neft rtgs imps guide india, how to find ifsc code of Federal Bank.