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Federal Bank

GOSALA BRANCH

+918977945460

IFSC CODE
FDRL0002263
MICR Code 520049622
Branch Code 002263
City / District KRISHNA DISTRICT
State ANDHRA PRADESH
Office Address DOOR NO 3-31,GROUND FLOOR, OPPOSITE CHANDRA THEATRE, GOSALA, KRISHNA DISTRICT, ANDHRA PRADESH 521151
Phone +918977945460
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Understanding IFSC Code: The Digital DNA of Federal Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GOSALA branch of Federal Bank, the code FDRL0002263 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the FDRL0002263 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"FDRL" represents Federal Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GOSALA

Payment Systems Supported by FDRL0002263

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—520049622—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Federal Bank in KRISHNA DISTRICT typically follows the RBI holiday calendar. Digital transfers via FDRL0002263 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While FDRL0002263 is the valid code for GOSALA at KRISHNA DISTRICT, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Federal Bank Branch List
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Financial Tools

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Branch Context

  • • GOSALA Contact
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  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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