Federal Bank
LINGAYAPALEM BRANCH
+914023303306
Understanding IFSC Code: The Digital DNA of Federal Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the LINGAYAPALEM
branch of Federal Bank, the code FDRL0002249 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the FDRL0002249 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"FDRL" represents Federal Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for LINGAYAPALEM
Payment Systems Supported by FDRL0002249
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—522049642—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Federal Bank in GUNTUR typically follows the RBI holiday calendar. Digital transfers via FDRL0002249 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While FDRL0002249 is the valid code for LINGAYAPALEM at GUNTUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Federal Bank Branch List
- • GUNTUR IFSC Codes
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Financial Tools
- • GST Calculator Online
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Branch Context
- • LINGAYAPALEM Contact
- • Address of Federal Bank
- • MICR Code Finder
- • ANDHRA PRADESH Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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